Southern Charm,

Smart Lending.

Meet Spring Henry – your neighbor, your lender, and your guide to homeownership in South Georgia and North Florida.

Welcome to Your Local Lending Home

Whether you’re buying your first home, refinancing, or looking for a loan that fits your lifestyle—Spring Henry is here to help. As a licensed Mortgage Loan Originator (NMLS# 2425873) and a lifelong local, Spring brings more than just mortgage know-how—she brings hospitality, heart, and the kind of personalized service that only a neighbor can offer.


Let’s make your home dreams a reality, the Southern way.

Why Choose Spring?

Local Expertise

Born and raised right here in South Georgia, Spring knows the market—and the people—better than anyone.

Personal Connection

You’re more than a loan number. Spring takes the time to understand your goals and guide you every step of the way.





Full-Service Lending Options

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Seen on American Dream TV

As a featured personality on ADTV, Spring uses her platform to share stories, homes, and hometown highlights that matter.

Why Choose Spring?

Local Expertise

Born and raised right here in South Georgia, Spring knows the market—and the people—better than anyone.

Personal Connection

You’re more than a loan number. Spring takes the time to understand your goals and guide you every step of the way.

Full-Service Lending Options

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus. Ut elit tellus.

Seen on American Dream TV

As a featured personality on ADTV, Spring uses her platform to share stories, homes, and hometown highlights that matter.

Meet Spring Henry

From the front porch to the closing table, Spring brings her full self to everything she does. She’s a mom, content creator, licensed mortgage loan originator, and the friendly face you’ll be glad to have on your team. Known as the “Girl Next Door with the Keys to the South,” Spring is changing the way people experience home financing—one heartfelt handshake at a time.

Loan Services with Heart

Explore mortgage options tailored to your needs:

Home Purchase Loans

Refinance Solutions

FHA, VA, and USDA Loans

Home Equity Lines of Credit

Investment & Commercial Loans

Life in South Georgia & North Florida

Discover Spring’s favorite local spots, homeownership tips, and insider advice on her blog, Southern Living with Spring.

Because buying a home isn’t just about property—

it’s about community.

Home for the Holidays: Making Your Southern Home Merry and Bright

Home for the Holidays: Making Your Southern Home Merry and Bright

December 01, 20253 min read

There’s something extra special about December in the South.

We may not get snowflakes or icy rooftops, but we do have porch lights glowing, cider on the stove, and the unmistakable feeling of home wrapped in twinkle lights and pine.

Whether this is your first Christmas in a new home or your fiftieth in the same one, December is a time to slow down, gather close, and savor what really matters. Here are some of my favorite ways to make your home feel festive, welcoming, and filled with love this holiday season.


1. Bring the Outdoors In

1. Bring the Outdoors In

Around here, nature knows how to decorate. Clip some fresh greenery from the yard—pine, magnolia leaves, holly branches—and tuck them into mason jars or wrap them around a handrail. A few well-placed sprigs and the scent of the South fills the whole house.

2. Create a Cozy Corner

Even if it’s still warm outside, you can create winter warmth indoors. Think layers: throw blankets, textured pillows, and soft lighting. Set up a little nook with a rocking chair, a candle, and your favorite book or Bible—it’s the kind of space that just invites peace.

3. Add Local Touches to Your Holiday Decor

Incorporate hometown pride into your holiday style. Display an ornament from a local maker, frame a vintage postcard from your town, or use ribbon in your high school colors. These small details turn your holiday house into a story of where you’re rooted.

4. Keep Hosting Simple and Heartfelt

4. Keep Hosting Simple and Heartfelt

The best gatherings aren’t about perfect centerpieces—they’re about people. Serve what you love, light a candle, put on some old Christmas music, and let folks help themselves. Hospitality is about heart, not hustle.

5. Reflect, Rest, and Remember

December is a beautiful time to look back on the year and give thanks. Maybe you bought your first home, or maybe you’re still dreaming of what’s next. Either way, your story is unfolding, and your home is the backdrop. Make space for quiet moments to soak that in.


FAQs: Creating a Holiday-Ready Home Q: Do I need to buy a home before the year ends to claim tax benefits? A: Buying before December 31 may allow you to deduct mortgage interest and property taxes for the year. But every situation is different—let’s talk it through. Q: Is winter a bad time to buy or sell? A: Not at all. There’s often less competition and more serious buyers/sellers during the holidays. It can actually be a great time to make a move. Q: What’s the best way to prepare for a spring purchase? A: Start now with a credit check, budget planning, and a chat with your lender (that’s me!). The sooner you prep, the smoother your spring will be.

FAQs: Creating a Holiday-Ready Home

Q: Do I need to buy a home before the year ends to claim tax benefits?

A: Buying before December 31 may allow you to deduct mortgage interest and property taxes for the year. But every situation is different—let’s talk it through.

Q: Is winter a bad time to buy or sell?

A: Not at all. There’s often less competition and more serious buyers/sellers during the holidays. It can actually be a great time to make a move.

Q: What’s the best way to prepare for a spring purchase?

A: Start now with a credit check, budget planning, and a chat with your lender (that’s me!). The sooner you prep, the smoother your spring will be.


Whether your December includes big family dinners, quiet candlelit nights, or somewhere in between, I hope your home feels full this season—full of laughter, love, and a little bit of that Southern magic.

If a new home is on your wish list, let’s make a plan. Visitwww.SpringHenry.com to start the conversation.

holiday home tipsSouthern Christmas decorcozy home ideasDecember in GeorgiaChristmas hostingFlorida holiday seasonhome for the holidaysseasonal decorwinter livingSpring Henry
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Spring Henry

Spring Henry is a seasoned Mortgage Loan Originator (NMLS# 2425873) and the proud voice behind “Local Living with Spring.” Hailing from South Georgia, she combines deep local insights with expert financial guidance to help families navigate the path to homeownership. Known for her Southern charm and commitment to community, Spring brings a personal touch to everything from her blog to her role on American Dream TV. Join her for a blend of practical advice and local stories, all served with a generous helping of hospitality.

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Ready to Get Started?

Let’s talk about your goals, your budget, and how we can make home happen for you. Whether you’re house-hunting or just curious, Spring’s here to guide you.

Book a free consultation today—no pressure, just porch talk.

Mortgage Loan Originator | NMLS #2609058

Southern Mortgage Solutions

4548 Tillman Bluff Rd, Valdosta, GA 31602

(229) 630-4014

Spring Henry is your local lender, content creator, and proud Southern voice—helping neighbors turn houses into homes.

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Southern Mortgage Solutions, NMLS #2609058. Equal Housing Lender. Spring Henry is licensed to originate mortgages in Georgia and Florida.

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